READY TO RENOVATE?

BUY THE HOUSE YOU WANT AND TURN IT INTO THE HOME YOU'LL LOVE!

You're ready to start... now what?

We've spent 9 years developing systems and resources to give you the home you've always wanted. Whether you're paying with Cash, Home Equity Line of Credit, a Refinance or a Renovation Loan, we're ready to help.

Below are some financing options to help you achieve your goals of having a customized home...

FHA 203K

Loan Specs

  • Government Insured Loan
  • 3.5% Down
  • No limit to amount of renovation costs
  • Cosmetic and structural repairs allowed (No luxury items)
  • Owner Occupied ONLY, 1-4 Unit Properties
Single Family 

Total Purchase & Reno

$294,515

2 Family 

Total Purchase & Reno

$377,075

3 Family 

Total Purchase & Reno

$455,800

4 Family 

Total Purchase & Reno

$566,425

Fannie Mae HomeStyle

Loan Specs

  • Conventional Loan
  • 5% Down
  • $453,100 TOTAL ~ Purchase & Renovation)
  • Renovation costs are limited to 50% of As-Completed Value
  • Cosmetic, Structural & Luxury renovations allowed
  • Owner-Occupied / 2nd Homes / Investors
  • 5% Down for Own/Occ. 10% for 2nd Home. 15-25% For Investors

Fannie Mae HomeStyle Design +

Loan Specs

  • Conventional Loan
  • 5% Down (NO MORTGAGE INSURANCE)
  • Piggy Back 1st/2nd Mortgage (80/15)
  • Rates and Amortization Match
  • $Up to $653,100 for non medical industry and $753,100 for those in the medical industry TOTAL ~ Purchase & Renovation)
  • Renovation costs are limited to 50% of As-Completed Value
  • Cosmetic, Structural & Luxury renovations allowed
  • Owner-Occupied / 2nd Homes / Investors
  • 5% Down for Own/Occ. 10% for 2nd Home. 15-25% For Investors

JUMBO Renovation

Loan Specs

  • 20-40% Down
  • $453,101 - $5,000,000 TOTAL ~ Purchase & Renovation)
  • Renovation costs are limited to 50% of As-Completed Value
  • Cosmetic, Structural & Luxury renovations allowed
  • Owner-Occupied / 2nd Homes

Ready to get started?

Contact us today for a FREE consultation and we'll help you find the right lender to fit the needs of your family.

Here's a handful of lenders that we've worked with that offer renovation loans...

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LOAN SERVICE PROVIDERS

About Us

At Home Buy Design, we are a full concierge, project management, design and build in the construction of the FHA 203K, Fannie Mae HomeStyle and Jumbo Renovation Loans.

Contact Us

Home Buy Design

St. Louis MO 63130

Home Buy Design
314-690-7366
[email protected]